JCCUL'S 84th AGM Convention

Quality Network Co-operative Ltd. – QNET

Our Business
QNET is an innovative, client-centric technology solutions provider, enabling the growth and
development of our clients through technological solutions, while delivering superior return
on capital.
As a subsidiary of the JCCUL Group, QNET is well-positioned to deliver quality solutions to
integrate the processes of our client’s businesses with technology. Our modern tier 2 Data
The Center is equipped with innovative technology to deliver on this commitment as our system
availability and network uptime are consistently ranked the highest on the MultiLink
Network.
QNET has been providing quality information technology (IT) services to the Credit Union
Movement and other financial institutions for over fifteen (15) years. It is our commitment
to continuously use creative innovations to provide quality IT solutions at the very best price
to enhance businesses. Our services include Infrastructure as a Service (IaaS), Managed I.T.
Services, Software Development, Implementation, Project Management, Procurement and
I.T. Consultancy.
A refreshed mindset also helped to bring into focus QNET’s purpose of leveraging
technology to create quality solutions while empowering our staff. In spite of the challenges
created by the pandemic over the last three years, we have expanded our product offerings
and our customer base outside of the Credit Union Movement. We continue to stand by our
promise to provide our clients with a truly amazing experience as we work together to enable
their growth and development through technological solutions.

Founded in February 1998, Symptai Consulting is a leading Cyber Security, Digital Transformation and Anti-Money Laundering firm serving the Caribbean and the wider world from our head office in Kingston, Jamaica.

We exist to help companies mature into their strategic vision of themselves. We do this through use of knowledge, application of skill and good old-fashioned hard work.

The heart of a professional services organization is its people. At Symptai we have created a fanatical culture for the brightest minds in the region to express themselves. We retain and equip those who fit our culture by investing in their total development and challenging them to do the same. We encourage our people to derive satisfaction from and be happy in their work, and to enjoy the gifts of their labor. Underlined by our core principles of candor, integrity and curiosity, we hold ourselves accountable firstly to ourselves, to each other, and our clients. We build exceptional relationships with our clients and our community. Whatever we choose to do, we do well.

Symptai’s Core Values:
Integrity, Candour, Curiosity, Extraordinary People, Exceptional Results

Caribbean Assurance Brokers Ltd. (CAB), a name synonymous with innovation, is a multi-line insurance brokerage offering the full spectrum of insurance products and services throughout Jamaica. Through these offerings, we provide our clients with peace of mind in preparation for life’s uncertainties.

Our Management team mixes to perfection the blend of experience and millennial energy to rapidly adapt to our customers changing needs.

We provide our service, based around our core values of teamwork, experience, professionalism and integrity, at all times striving to exceed our clients’ expectations, through bringing our vision and mission statements to life.

Welcome to CUNA Caribbean Insurance Jamaica Ltd. Here we make insurance affordable for all people. It’s who we are. It’s what we love to do. As a member of the TruStage, we’ve been a leading insurance provider for Credit Unions and their members for over 80 years, and every day our dedicated team ensures that you and your family stay financially protected.

We believe insurance is For All People, and we are committed to being inclusive and to understanding the needs of each and every one, in every stage of life. We continue to develop products to help you prepare for the unexpected, catering to your needs, your life, and your budget so that you can live comfortably.

Through its partnerships with tech giants such as Microsoft and Verifone, MC Systems continues to provide trailblazing solutions that have been game changers. For example, its payroll solutions have enabled many companies in the region to effectively monitor and manage staff and HR challenges which have led to improvement in efficiency. Many of its innovations have been first to market, resulting in many entities being able to improve their service deliveries while remaining profitable.

A testament of its success is not only evident in the feedback from its clients, but also the numerous local and international awards it has received over the years. The organisation has won more than 17 awards from Verifone, the Jamaica Manufacturers and Exporters Association and several others.

As technology evolves at a rapid pace, MC Systems remains committed to bringing greater value to its customers while providing innovative solutions to the region’s challenges.

Cumax Wealth Management Limited (formerly Credit Union Fund Management Limited – CUFMC) was incorporated in August 2005 as the wealth and asset management arm of the Credit Union Movement. The Credit Union Fund Management Company was formed out of the need for Credit Union members to access foreign currency investments as well as other wealth accumulation products.

The company was rebranded on March 24, 2021 as it seeks to spread its clientele to serve the wider community. The company is a subsidiary of the Jamaica Co-operative Credit Union League and is licensed by the Financial Services Commission (F.S.C.) as a Securities Dealer. We are a member of the Jamaica Stock Exchange, Pension Fund Manager, a Pension Fund Administrator and an approved Collective Investment Scheme (CIS) Fund Manager.

It is a prudent, shareholder/client- centric, technology-enabled employer of choice; delivering 12.5% return on shareholder equity and over J$2.5 Billion worth of value to its clients.

Established in 1988 in Bologna (Italy), CRIF has a global presence, operating over four continents (Europe, America, Africa and Asia). Today, CRIF is the leader in Italy for retail credit management and lending support solutions and, thanks to the expertise acquired over more than 25 years of activity in highly competitive markets, it is the leading group in continental Europe in the banking information sector and one of the main operators on an international level for integrated business and commercial information and credit and marketing management services. Moreover, CRIF makes its knowledge and information assets available to consumers through services which are specially designed to help them take decisions calmly and with knowledge of the credit and property markets. CRIF is committed to digital financial inclusion. We work responsibly to offer innovative solutions to support our customers to enhance access to credit in compliance, granting a digital access and use of financial services by excluded and underserved people.

The CRIF Credit Bureau has been present in Jamaica since 2011, having originally been established as CRIF NM Credit Assure, a joint venture between CRIF S.p.A and the Massy Group, with the objective of providing a world-class credit bureau and related added-value services in Jamaica and the Caribbean. After obtaining the license in 2012 from the Ministry of Finance to operate a full file (positive and negative data) credit bureau in Jamaica, it began operations in September 2013.
At the beginning of 2017, CRIF took the full control of the company and now CRIF Information Bureau Jamaica Ltd. is part of the CRIF Group.

As a duly licensed credit bureau, in Jamaica CRIF collects credit information from B.O.J approved Credit Information Providers (CIP’s), such as banks, credit unions, building societies, micro finance organizations, etc.; the information is then validated and transformed into factual and usable credit reports. These credit reports are then used by credit grantors and other approved users to assess an individual’s or company’s credit worthiness for loans, mortgages and a variety of other uses within the purview of the Credit Reporting Act 2010.

CRIF is the leading provider in continental Europe of banking credit information, one of the key players worldwide providing integrated services and solutions for business & commercial information and credit & marketing management, and is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers to the financial services industry.
More than 10,500 financial institutions, 600 insurance companies, 82,000 business clients and 1,000,000 consumers use CRIF services in 50 countries on a daily basis.

CRIF at a glance:
40 country-based operations
80+ subsidiary companies
6,200+ professional at your service
608+ million of euro total revenue (2021)
257 million of euro million of euro current equity (2021)

The Jamaica Co-Operatives Insurance Agency Limited (JCIA), formerly National Union of Co-Operative Insurance Services (NUCS- CIS), is a corporate insurance agency formed under The Co-Operatives Act, and is owned and operated by and mainly, for members of the Co-Operative Movement in Jamaica.

THE COMPANY PRESENTLY OPERATES FROM FOUR LOCATIONS ISLAND WIDE.

Head Office located on the grounds of the Jamaica Co-operative Credit Union League
2-2A Manhattan Road Kingston 5.

8 Perth Road Mandeville
(inside COK Sodality Co-operative Credit Union’s office)

1 King Street, Montego Bay
(inside the C&WJ Co-operative Credit Union’s office)

Beadle’s Plaza Santa Cruz
(inside the C@WJ Co-operative Credit Union’s Office)

The Company presently has a staff complement of twenty- four experienced and dedicated individuals ready to serve our corporate and individual clients. The organization is managed by a 7-member Board of Directors and a Management Team of three with membership in:

Over time, as your Credit Union evolves, your image may lag behind…it may appear “dated” and “tired” and not a true reflection of who you are today.
In an ever-expanding world of competition, Credit Unions are enhancing their Brand & Branch image to be seen as THE financial services organization of choice within their marketplace.
Since 1989, Credit Union Brand Engineering (CUBE) has been assisting credit unions across Canada and the Caribbean in adding impact to their brand image and member marketing programs through the development of effective creative strategies, and the design of attractive brand & branch solutions designed to enhance the perception of who you are, and better communicate just what you are all about.

Contact Info:
Tom Hewlett
President
Credit Union Brand Engineering  (a division of Signature Group Inc.)

598 Falconbridge Road   Unit #1

Sudbury, ON   P3A 5K6

tom@cubeyourbrand.com

www.cubeyourbrand.com

1 (705) 688-2226